Joined in 2023 
82 
63 About this deal
The goal of this savings challenge is to buy generic or store brands when you go grocery shopping. It's all about discovering affordable alternatives to the products you love.
Put your spare change in a jar for a year and you will be surprised how much you can save. If you add your extra cash when you have it, you will save even more.Hopefully, you will have a Christmas budget determined well before December, and now it's time to save money by prioritizing where you want your money to go and to cut out things that aren't important.
The goal of this challenge is to find two items you are no longer using in your home and sell them to make some extra cash. Before you start a savings challenge, plan for the following to help ensure your success. 1. Name a GoalPhone Bill: It is possible to negotiate a lower cell phone bill, but sometimes it's not easy. Know what you are paying for by studying your latest bill, cut out features you aren't utilizing fully, and look into family plans. myfridge.com is an excellent resource that lets you input the ingredients you have at home, and it will then give you recipes based on those ingredients.
To get started, search the item online to get a good idea of how much it's worth. Then choose the platform that you want to sell it on. DECREASE YOUR BILLS SEPTEMBER Get paid every other week? Try the 26-week challenge highlighted by Redwood Credit Union instead of the 52-week savings challenge. You’ll save the same amount over the course of the year, but with set amounts adjusted for each of your biweekly pay periods. You can also choose whether you save more at the beginning of the year or the end. 5. Roll the Dice Savings ChallengeBring that same energy to your savings challenge. Whether you put an X on the calendar for each day you complete your savings task, color in part of an image each time you set aside cash, or write down a running tally of what you’ve saved, having a visual reminder of your progress can keep you motivated alongside reminding yourself about your goal. 3. Choose an Accountability Buddy Continue that pattern and decrease the amount you put away by a dollar each week. This is a great way to save money because by the time the holidays hit, you’ll be able to pay for Christmas gifts! 3. 8-Week Vacation Savings Plan
Put all of this money directly into savings as soon as your jar fills up. 17. Cancellation Challenge Just like in March & April, using the cash envelope method for this savings challenge will make things a lot easier. Learning how to save on a regular basis can be hard. But what's even harder is turning saving into a daily habit. Habits aren't formed overnight. In fact, it can take as long as two months for a behavior to become automatic.But changing your approach to saving money could motivate you to develop better habits as you watch your nest egg grow. Turning saving into a game—even a brief one—might invigorate your money-saving efforts. Something I learned when I was a kid is that when you make something a game, even the most mundane task can be fun. That’s what is so magical about these money-saving challenges. You can even set aside your money in a Christmas Cash Envelope. Grab yours for free here. 5. 52-Week Savings Challenge This is another challenge that you can do without even lifting a finger. Go into your workplace and increase your 401(k) contribution by 1%. That means being prepared is essential. I need to make sure I have enough gas, meals planned, and activities planned out ahead of time.
Great Deal 
New Comment